Single Mom NEEDS money to pay off student loans & some credit card debt to raise my credit score, so that I can buy a home for my daughters. I am truly looking for a personal loan, but my student loans have significantly lowered my credit score and have made it difficult for me. I do not expect a handout, as I do work for a living. I would like any information that could lead me to the path that I need to be on, so that I can move forward for my girls sake. I would also like to finally take my daughters on vacation (the other reason for the personal loan). We have not been on any type of vacation since 1996 & my daughters were too young to remembe. I am truly at the point of a nervouse breakdown> Please someone help. I need advice.